Plain-English analysis of what the FCA is doing now — and what it means for your firm.
A £338k FCA fine wasn't about a missing surveillance system — it was about one that stopped seeing the trades that mattered.
CASS 15 is in force. If you hold customer funds, the first cycle is already running — here's what it demands.
The FCA's 2026 reviews got specific about what doesn't count as evidence. Read this before your next board report.
Few letters focus a CEO's mind like a s166 notice. A practical guide to the first week.
Short reads on what the regulator is signalling right now.
CASS 15 is in force: daily reconciliations, monthly returns, a qualified-auditor audit, and a living resolution pack, from day one. Could someone outside your team return customer funds using yours today?
Get in touchThe FCA's 2026 review was blunt: sales data and a quiet complaints log prove nothing. And boards must document the challenge they give.
Get in touchA 2026 fine: a new platform, volumes up ~45%, ~$3bn of trades never reached surveillance, alerts down 42% — and the board MI didn't show it.
Get in touchIt's supervisory, not enforcement, but week one shapes everything. Engage on scope early; don't box-tick the remediation.
Get in touchThe FCA is going fewer, faster — and acting earlier through supervision. Lower headline fines, sharper regulator.
Get in touchAcross financial crime, safeguarding and Consumer Duty, the 2026 message is one thing: prove your controls actually work.
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